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Consumer Sector
Research
 
 
FAX ARCHIVE   March 2016
Date  Subject Descriptive Information
March 28 BEST OF MOMENTUM Consumer Spending Highlighjts
March 22 HANDOUT HANDOUT
March 22 HANDOUT Handout
March 17 SOFT DATA, BUT... 1Q Retailer Sales Trends; Real Retail Sales Soft, Not Just Nominal; Housing 
Gets a Weather + But Builders Aren't Buying; Once Again, F'OMC Expectatons Are Lowered; Signs of Spring; Household Formation Slightly Better
March 11 NOT BAD - NOT GREAT

debt paydown sustains net worth; home equity borrowing talk just that; hELOC's mostly older households; lodging occupancy still weak; job gains largely part time, Easy to Spot in retail & leisure industries

March 4 NOT WHAT YOU THINK Jobs Up, Income Not; 1Q Payroll Trends Weak;  Part Time Workers Surge, Temp Help Submerge; Household Growth Unlikely to Meet Many Forecasts; Pending Home Sales Point to Housing Pause


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